~ SWS FACT SHEET: WOMEN AND DISASTER ~

by Elaine Enarson
Applied Disaster and Emergency Studies Department
Brandon University, Manitoba
June 2006

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WOMEN AND DISASTER

Disaster sociologists see natural, technological and human-induced disasters as fundamentally social
events reflecting human decisions about the organization of social life in the physical environment. Not the
physical hazard (e.g. spring flooding) but the socially constructed vulnerability to it (e.g. low-income women
living in mobile homes on flood plains) is at the heart of the process of “designing disasters.”[1] Unsustainable
development, environmental degradation, urbanization, coastal population growth and climate change are
significant root causes of modern disasters as is growing social inequality within and between societies.

The risk of exposure to the effects of disasters is not distributed equally but reflects the fault lines of any
society. Students of disaster see disaster risk as a function of people’s relative exposure to hazards, the
degree to which the effects of hazards have been reduced (e.g. through risk assessment and mitigation, risk
communication, preparedness and community organization) and people’s vulnerability to disaster,
understood as the relative ability to anticipate, prepare for, survive, cope with and recover from the effects of
disastrous events.[2] Social class, race and ethnicity, age, and physical abilities are generally recognized as
determinants of vulnerability but gender is conspicuous by its absence. This gender blindness may reflect
the urgency of immediate need in humanitarian relief and the misperception of disasters as social leveling
events. Emergency management also continues to be dominated by men. A 1998 study in Australia found
just 5% of participants in emergency management courses were female; while more women are entering the
field, that same year just 10 of the 67 counties in Florida that had emergency management offices employed
female directors.[3]

The new gender and disaster subfield developed over the past 15 years examines not only how gender puts
women and men differently at risk but the gender-based life experiences, skills, capacities and resources of
women and women’s groups in disaster contexts.[4]

GENDERING HURRICANE KATRINA
When hurricane Katrina struck the Gulf Coast, 25.9 % of the women residing in the City of New Orleans lived below 
the poverty line; 41.1% of female-headed families with children were poor. Over a third (35%) of African American 
women in Louisiana were officially poor, the worst record in the region and nation.[5] Yet the stubbornly “gender 
neutral” approach of disaster studies and disaster management was evident in the de-gendered discourse around 
race, class, age and disability in the 2004 US Gulf Coast hurricanes. For alternate views, see:

	Katrina and Her Gendering of Class and Race, Zillah Eisenstein, Sept.12 2005 commentary:
	http://www.whrnet.org/docs/issue-katrina.html 

	Noticing Gender (Or Not) in Disasters, Joni Seager, editorial comment in the Chicago Tribune, 
	September 2005:
	http://www.gdnonline.org/resources/seager-geoforum-katrina.doc 
	
	Women and Girls Last? Averting the Post-Katrina Disaster, Elaine Enarson, Denver Post op-ed, 
	October 2005, republished on the Katrina webpage of the Social Science Research Council:
	http://understandingkatrina.ssrc.org/Enarson/ 

	A Feminist Perspective on Katrina, commentary by Loretta Ross for Sistersong, October 2005:
	http://weblog.law.ucla.edu/crs/archives/2005/10/a_feminist_pers.html 

	Witness, Kathleen Bergin (forthcoming 1006), Thurgood Marshall Law Review 31 (2).

Mitigation and preparedness
The literature demonstrates that women tend to be more risk averse and more likely to try to prepare for
disasters and take self-protective measures such as evacuation.[6] Unfortunately, they may not receive early
warnings, for example when men control radios or risk communicators target people in the formal labor force
and overlook women’s social networks or preferred means of communication.[7] In one California study, more
women than men were found to have responded positively to earthquake aftershock warnings on virtually
every indicator, from seeking out more information to securing household items and developing family
emergency plans.[8] Women often report that this desire to act is minimized by the men in their lives as
“panic” or frustrated by lack of funds or social power to take decisions for the household.[9] Typically, women
are more represented in neighborhood and community preparedness campaigns and grassroots mitigation
strategies such as “drought proofing” through rainwater harvesting or monitoring water levels in flood-prone
rivers. Women are also active volunteers in emergency preparedness campaigns. In an innovative
collaborative project on disaster preparedness, women in sister cities in Ukraine and Oregon worked
together in both countries for two years, capitalizing on women’s traditional roles as community and family
risk educators.[10] In less developed countries, women’s groups are increasingly involved in grassroots
vulnerability assessments and community preparedness and mitigation campaigns that save lives. The toll
was high in nearby villages during hurricane Mitch, but no deaths occurred in Masica, Honduras where an
explicitly gender-inclusive approach to hazard mitigation had been adopted.[11]

SELECTED FINDINGS ON GENDER AND DISASTER
	Risk perception
		• Gender norms foster more “risk taking” among men and “risk avoidance” among women, 
		with implications for preparedness and safety in disasters;
		• Women express higher levels of concern than men, on balance, about environmental 
		hazards likely to affect their families.
	Preparedness Behavior
		• Women seek out information about hazards;
		• Men prepare the external household areas while women prepare family members;
		• Women volunteer more for local preparedness programs, e.g. in schools;
		• Women are more likely than men to take part in community organizations addressing local 
		environmental or technological hazards.
	Warning Communication and Response
		• Women’s networks provide them with more information and warnings;
		• Emergency warnings from local disaster managers are more likely to be found credible by 
		women than by men, and women are more likely to act upon them;
		• More men than women disregard evacuation orders; women with children evacuate earlier.
	Emergency Response
		• Women with children are the least likely to help others outside the family; men are more 
		likely to assist strangers, e.g. through search and rescue efforts;
		• Women offer more sustained emotional support to disaster victims, e.g. as volunteers and 
		within the family;
		• Women are more likely to warn others and to assist in long-term recovery, e.g. as crisis 
		workers and human service professionals;
		• Men more often than women hold leadership roles in established economic and political 
		organizations responding to disaster and are highly visible in male “first responder” roles

	Source: Adapted from Alice Fothergill, 1996. Gender, risk, and disaster. International Journal of Mass Emergencies 
	and  Disasters 14 (1): 33-56.

Vulnerability and impact
Context-specific gender analysis is needed as women are not universally or automatically more vulnerable
to the effects of all disasters in every society. But the gendered division of labor often puts women at
increased risk, for example during the 2004 Indian Ocean tsunami when male fishers were able to ride out
the waves at sea while women waiting on shore with nets for the catch were swept out to sea. Women
jeopardize their own safety to save children and other dependent persons, and in some cases biological
factors such as advanced states of pregnancy or the frailties of advanced age come into play. Case studies
indicate that gender inequalities more than gender differences explain the disproportionate impacts of
disasters on girls and women.[12] High poverty rates, the HIV/AIDS pandemic, the global “maid trade,”
migrant farm work and other patterns moving women across boundaries, often as undocumented workers,
combine with lack of political power, low literacy rates, exposure to gender-based violence and other
pressures to reduce women’s resilience to disaster in the short- and long-term. With significant differences
among and between women in different social locations, women on balance are more likely at the time of an
extreme environmental event to:

live below the poverty line
	• rely upon state supported social services
	• lack savings, credit, insurance
	• lack inheritance rights, land rights, control
	• be unemployed or work in the informal economy
	• be self-employed, home-based, contingent workers
	• reside alone, be rearing children alone
	• depend on functioning caregiving systems
	• depend on public transportation, travel with dependents
	• reside in public housing, mobile homes, rental housing, informal settlements
	• live at risk of assault and abuse, be displaced into domestic violence shelters
	• be responsible for others (family, kin, neighbors) as paid and unpaid caregivers
	• physically depend on others due to late pregnancy, recent childbirth, age, chronic illness
	• be living with disabilities, chronic illness
	• be subject to gender norms controlling mobility and use of public space
	• be subject to male authority in the household regarding use of emergency assistance assets and
	key decisions about evacuation and relocation.

These patterns are all too evident when disastrous events unfold. In the Indian Ocean tsunami, an Oxfam
report found that in one village male survivors outnumbered female survivors by three to one. Eighty percent
of all deaths were female in the worst affected village.[13] Lack of sanitation and medical services jeopardizes
the physical and emotional health of pregnant women who may have also lost homes, livelihoods, and
families in the quake. In the US, studies generally find that women express more mental health problems
while men are more likely to suffer the effects of substance abuse.[14] Violence against women may also
increase. In Grand Forks, ND, requests for temporary protection orders rose by 18% over the preceding
year and counseling with on-going clients rose 59% after the Red River flooded the entire city in 1997;
similar patterns were reported in a study of women’s organizations responding to the tsunami in Sri Lanka.[15]
Women’s family work expands under much more difficult conditions and their home-based livelihoods are
disrupted or even destroyed. They also tend to remain in temporary accommodations longer than men; in
the first weeks after hurricane Mitch, the proportion of families headed by women living in shelters in
Tegucigalpa was already 41% and rose to over half (57.6).[16] The post-disaster “flight of men” increases the
number of women heading households in the wake of destructive social and environmental events.[17]

Emergency response and recovery systems
Women often have less access to what disaster managers consider to be key assets for survival and
eventual recovery, e.g. diverse income, health and safety, time, information, transportation, language skills,
citizenship status and social support. The urgent need to meet family needs in the aftermath also increases
their dependence on external aid. Women are far more likely than men to seek help over the long-term from
outside agencies despite their resistance to “charity” and such practical obstacles as lack of transportation or
child care to access disaster assistance services.[18] Gender norms in some cultural contexts also restrict
their ability to publicly seek help or use emergency shelters in which they come in to contact with unrelated
men. Poor and marginalized girls and women are least likely to receive needed assistance, as are women
whose everyday lives diverge from the norms embedded in traditional emergency management systems
about male headship, heterosexual marriage, and women as caregivers not earners. For example, the Sri
Lankan government offered 5,000 rupees (about $49US) to families affected by the tsunami but, as only
male-headed households were recognized in some parts of the country, many widows went without.[19]
When hurricane Andrew hit Miami, FEMA still adopted the head-of-household approach to relief.[20] Even
simple sanitary packs for women were reportedly hard to come by in the wake of the tsunami. Men also tend
to have more access to paid reconstruction jobs while women’s home-based livelihoods take second place
in the rebuilding process.[21]

While women are primary users of emergency help systems, male-dominated planning and relief systems
typically exclude their voices and concerns. International organizations working toward gender-sensitive
disaster response identify these and other concerns in project planning and implementation:[22]

	• the need for consultation with women’s groups and material support of women’s advocacy groups
	• women’s organizations and networks as resources through the disaster cycle
	• the need for culturally competent and gender-aware staff in humanitarian relief
	• livelihood recovery projects recognizing women as environmental resource users and managers
	• barriers to women receiving and acting on emergency communications and warnings
	• women’s increased risk of gender violence in the aftermath of disasters
	• women’s need for income and the restoration of their livelihoods after disasters
	• the need to provide child care so women can access relief resources and seek employment
	• the need to support women in their formal and informal roles as caregivers to disaster-impacted
	children, partners, and dependents
	• reproductive health care in emergency and temporary shelters
	• women’s need for gender-aware psychosocial support
	• women’s increased risk of forced or early marriage (e.g. “tsunami marriage” to older men)
	• the likelihood of early school-leaving or truancy among girls
	• the need for gender-specific data as a planning, budgeting and evaluation tool

Especially in less developed countries, women’s grassroots organizations are often engaged in disaster
mitigation, preparedness, relief and reconstruction efforts. In India, the Self-Employed Women’s Association
[SEWA], a union for women in the informal sector, provides disaster insurance to poor women through
women’s banks as well as training in seismically-resistant construction. Local SEWA chapters helped
governmental authorities direct relief supplies and provided resources to help women begin to earn again
while still in tents following the 2001 Gujarat quake.[23] The Foundation for the Support of Women’s Work in
Turkey built on existing centers to create safe space for women after a major earthquake, serving over
l0,000 women and children. Tenant housing coops were developed by over l00 quake-affected women who
also conducted their own post-disaster impact assessment research for the benefit of local government. [24]

WOMEN ORGANIZING FOR CHANGE AFTER DISASTERS
The women’s caucus of the Common Ground Collective organized a women’s room and advocated for the needs 
and interests of women and children while the newly formed group Women of The Storm lobbied Congressional 
leaders. Many African-American women worked through ACORN for their right of return. Websites:

	http://www.commongroundrelief.org/taxonomy/term/21/9; 
	Women of the Storm: http://www.womenofthestorm.net; 
	Acorn Katrina Organizing Update: 
	http://www.acorn.org/fileadmin/KatrinaRelief/Cleanout/KatrinaOrganizing_PDF_06.pdf.

Over 40 women’s organizations formed the cross-cultural coalition Women Will Rebuild Miami to help direct external
disaster recovery funds toward child care and youth recreation, antiviolence services, renters as well as home 
owners, and the health care needs of women. See Elaine Enarson and Betty Hearn Morrow, 1998, Women will 
rebuild Miami: a case study of feminist response to disaster, The Gendered Terrain of Disaster: Through Women’s 
Eyes.

In the wake of hurricane Mitch, 8 women and 4 men formed the Comité de Emergencia Garifuna to pool resources, 
first to rescue stranded residents and then to jointly replant flooded lands, rebuild homes together, and in some 
cases relocate to higher ground. Working with the Jamaican Women’s Construction Collective they helped other 
women learn to build hurricane safe roofing. The Comite produced a videotape about their experience and 
continues to meet today. See Ayse Yonder with Sengul Akcar and Prema Gopalan, 2005, Women’s Participation in 
Disaster Relief and Recovery: http://www.popcouncil.org/pdfs/seeds/Seeds22.pdf.

The Coalition of War-Affected Women in Sri Lanka mobilized to create the Coalition of Tsunami Affected Women, 
echoing the concerns of the post-tsunami women’s coalition that emerged in Indonesia. Activities included policy 
statements organizing women displaced into “temporary” shelters not meeting women’s needs, and action research 
to document the overlooked economic impacts on women and other concerns. Website: 
http://www.iwhc.org/programs/asia/inform.cfm. 

Swayam Shikshsan Prayog [SSP] built on decades of work to help rural women respond to a devastating 1993
earthquake in Latur, India. Despite efforts to exclude them from repairing, planning, and designing their homes and
communities, some 500 women’s groups united through mahila mandals (government initiated groups) for training 
and information about reconstruction. The state eventually negotiated a formal agreement with SSP to recognize 
the work of these women’s groups as community educators and monitors of housing reconstruction programmes. 
Described by Ayse Yonder with Sengul Akcar and Prema Gopalan, 2005, op.cit., and see SSP website: 
http://www.sspindia.org. 

Disaster Watch is an international partnership of grassroots women’s group that builds on cross-national peer 
learning exchanges to empower women, first in India and Turkey following major earthquakes and then following the
Bam Iran quake and the 2004 Indian Ocean tsunami and earthquake in Pakistan. Disaster Watch members also 
initiated a documentation project in New Orleans to capture women’s experiences. An initiative of Grassroots 
Organizations Operating Together in Sisterhood (GROOTS) formed after the 1995 women’s world conference, 
Disaster Watch posts an electronic newsletter by and about the activities of women in disasters on its website and 
advocates for structural and policy change empowering grassroots women in disasters: Website: 
http://www.disasterwatch.net/.

Women are not the passive victims represented by the media but step in as first responders helping to search out 
and rescue survivors. Later, women who are able will help replace disrupted services (e.g. safe spaces for abused 
women, child care, peer support), host displaced women and families, meet broader community needs as 
volunteers, use established and emergent women’s organizations to fund raise and advocate for the needs of 
vulnerable people at risk of being overlooked, and in other ways work through and outside of traditionally gendered
jobs, occupations, and social roles to help move their communities forward.[25]

Disasters as windows of opportunity for women
Traditional gender relations are often reinforced as disasters unfold and existing inequalities exacerbated,
leaving women even more vulnerable to subsequent disasters.[26] There are also moments of opportunity for
women to challenge prevailing gender norms, e.g. using relief funds to leave an abusive relationship,
developing new job skills through reconstruction work, and gaining self-confidence and leadership skills
through collective action to meet women’s needs and interests. The skills and knowledge of women as
providers, caregivers, community organizers and volunteers, informal neighborhood leaders, family
managers, and advocates for those who are socially marginalized make them key partners in disaster
management. Policy makers and practitioners increasingly see that gender sensitivity is not a luxury but an
essential quality of effective disaster risk management. The scarce resources made available to mitigate
hazardous living conditions, provide emergency relief and recovery assistance and rebuild in ways that
increase community resilience to hazards and disasters must reach those who are most at need. The
mobilization of women around the world after disasters is not, however, based on efficiency values or
practical relief and recovery concerns but on moral claims to women’s fundamental human rights in
disasters and the need for women’s leadership before, during and after disasters. Safer, more just,
sustainable and disaster-resilient communities cannot be built without the full and equal participation of
women and men alike.

RESOURCES ON WOMEN AND DISASTER RISK REDUCTION
Gender and Disaster Sourcebook: http://www.gdnonline.org/sourcebook/index.htm. Developed by an international 
team 2004-2005 to compile English language materials for practitioners, policy makers and academics, including:

	Videos and photo essay
	Bibliography updated annually, conference proceedings
	Practice and policy guide, fact sheets
	Academic case studies in disaster social science

A CD “Sampler” of these materials is available for postage costs from the Public Entity Risk Institute Contact them 
at:
	http://www.riskinstitute.org/ 

Disaster Watch: http://www.disasterwatch.net/. Web forum designed to support the growth and development of 
women centered community-based, post-disaster initiatives. Joint effort of the Huairou Commission, GROOTS 
International and Swayam Shikshan Prayog (SSP)in India. Newsletter, advocacy, action research, international 
collaboration for peer learning among disaster-impacted women working through women’s grassroots organizations.

Gender broadsheet : six principles for engendered relief and reconstruction:
http://www.gdnonline.org/resources/genderbroadsheet.doc. Developed on behalf of the Gender and Disaster 
Network in response to the 2004 Indian Ocean tsunami.

Honolulu Call to Action: http://www.ssri.hawaii.edu/research/GDWwebsite/pdf/HonoluluCall_111504.pdf. Prepared 
for the World Conference on Disaster Reduction by participants in the Gender Equality and Disaster Risk Reduction
Workshop [Honolulu 2004]. Proceedings: http://www.ssri.hawaii.edu/research/GDWwebsite/. 

Social Vulnerability Approach to Disaster: 
http://www.gdnonline.org/resources/women-and-disaster-syllabusee2001.doc. FEMA’s Higher Education Project 
supported this on-line college course which includes free chapter guides for instructors, sample syllabus, exam 
questions, bibliography, and slides. Enarson’s sessions on gender and Morrow’s sessions on households and 
families are of special interest.

Women and Disaster syllabus (August 2001): http://www.gdnonline.org/sourcebook/index.htm. Lower-division 
college class developed by E. Enarson for the women's studies program at Metropolitan State College of Denver.

Gender and Disaster Network: http://www.gdnonline.org.  International website, network and listserv for resource
sharing, advocacy and dialogue.

International Strategy for Disaster Reduction [ISDR]: 
http://www.unisdr.org/eng/risk-reduction/gender/rd-gendereng.htm. The lead UN agency on disaster reduction is 
developing a dedicated gender page.

Radix: http://gdnonline.org/resources/culturalandsocial.htm. International website and listserv for “radical 
interpretations of disaster” including gender issues.

Footnotes:
1 Mileti, Dennis (ed.), 1999. Disasters By Design: A Reassessment of Natural Hazards in the United States. Joseph Henry Press: Washington, D.C.
2 Wisner, Ben et al., 2004. 2nd ed. At Risk: Natural Hazards, People’s Vulnerability and Disasters. London: Routledge.
3 Wraith, Ruth, 1997. Women in disaster management: where are they? Australian Journal of Emergency Management. January: 9-11; Wilson, 
Jennifer, 1999. Professionalization and gender in local emergency management, International Journal of Mass Emergencies and Disasters 17 (1): 
111-122.
4 For literature reviews, see Enarson, Elaine and Lourdes Meyreles, 2004. International perspectives on gender and disaster: differences and 
possibilities, International Journal of Sociology and Social Policy 14 (10 ): 49-92; and Enarson, Elaine, Alice Fothergill and Lori Peek, Gender and 
disaster: foundations and possibilities, forthcoming 2006 in Havidan Rodriguez, H.L. Quarantelli and R. Dynes (eds.), Handbook of Disaster 
Research. New York: Springer.
5 Gault, B. et al., 2005, Institute for Women’s Policy Briefing Report, The Women of New Orleans and the Gulf Coast, Part One: Multiple 
Disadvantages and Key Assets for Recovery: http://www.iwpr.org/pdf/NewOrleans_Part1.pdf., 
6 Bateman, Julie and Robert Edwards, 2002. Gender and evacuation: a closer look at why women are more likely to evacuate for hurricanes. 
Natural Hazards Review 3 (3).
7 Major, Ann Marie, 1999. Gender differences in risk and communication behavior: responses to the New Madrid earthquake prediction. 
International Journal of Mass Emergencies and Disasters 17 (3): 313-338; Fordham, Maureen, 2001. Challenging boundaries: A gender perspective 
on early warning in disaster and environmental management. Paper for the UN Division for the Advancement of Women’s Expert Working Group:
http://www.un.org/womenwatch/daw/csw/env_manage/documents/EP5-2001Oct26.pdf. All documentation from this meeting is recommended and 
available on line.
8 O’Brien Paul and Patricia Atchison,1998. Gender differentiation and aftershock warning response. Pp. 161-172 in Elaine Enarson and Betty Hearn 
Morrow (eds.), 1998, op.cit.
9 Enarson, Elaine and Joe Scanlon. 1999. Gender patterns in a flood evacuation: a case study of couples in Canada’s Red River Valley. Applied 
Behavioral Science Review 7/2.
10 Women's Neighborhood Networking Project: http://oregonstate.edu/international/oird/ukr_network/index.htm. Readers are directed to the report by
Naomi Weidner and other papers on the proceedings page of the 2004 Gender Equality and Disaster Risk Reduction Workshop in Honolulu:
http://www.ssri.hawaii.edu/research/GDWwebsite/pages/Presentations/Weidner_presentation.pdf 
11 Buvinić, Mayra, 1999. Hurricane Mitch: women’s needs and contributions. Inter-American Development Bank, Sustainable Development 
Department.
12 Enarson, Elaine and Betty Hearn Morrow (eds.), 1998, The Gendered Terrain of Disaster: Through Women’s Eyes. Westport, CT: Greenwood/
Praeger. Paper copies available through the authors.. Also see Peacock, Walter Gillis, Betty Hearn Morrow and Hugh Gladwin (eds.), 1997. 
Hurricane Andrew: Race, Gender and the Sociology of Disaster, London: Routledge; Morrow, Betty and Brenda Phillips (eds.), 1999, Women and 
Disasters, special issue of the International Journal of Mass Emergencies and Disasters 17 (1), 1999 (revised and expanded edition forthcoming); 
and Fothergill, Alice, 2004, Heads Above Water: Gender, Class And Family In The Grand Forks Flood. Ithaca, NY: SUNY Press. International case 
studies are compiled on the Gender and Disaster Sourcebook: www.gdnonline.org/sourcebook/index.htm 
13 Oxfam Briefing Note, October 2005,The tsunami’s impact on women: 
	http://www.oxfam.org.uk/what_we_do/issues/conflict_disasters/downloads/bn_tsunami_women.pdf 
14 Van Willigen, Maria, 2001. Do disasters affect individuals’ psychological well-being? An over-time analysis of the effect of hurricane Floyd on 
men and women in Eastern North Carolina. International Journal of Mass Emergencies and Disasters 19/1
15 Enarson, Elaine, 1999. Violence against women in disasters: a study of domestic violence programs in the US and Canada. Violence Against 
Women 5 (7): 742-768; Fischer, Sarah, 2005. Gender based violence in Sri Lanka in the aftermath of the 2004 tsunami crisis:  
	http://www.gdnonline.org/resources/fisher-posttsuami-gbv-srilanka.doc 
16 Buvinić, Mayra, 1999, op.cit.
17 Wiest Ray, 1998. A comparative perspective on household, gender, and kinship in relation to disaster. Pp. 63-80 in Enarson, Elaine and Betty 
Hearn Morrow (eds.), 1998, op.cit.
18 For a discussion from the US, see Fothergill, 2004, op.cit.
19 Chew, Lin and Kavita Ramdas, 2005. Caught in the storm: the impact of natural disasters on women. The Global Fund for Women:
	http://www.globalfundforwomen.org/downloads/disaster-report.pdf 
20 Morrow, Betty Hearn and Elaine Enarson, 1996. Hurricane Andrew through women’s Eyes: issues and recommendations, International Journal of 
Mass Emergencies and Disasters 14 (1): 1-22.
21 For more discussion of the economic dimensions of disaster impacts and recovery from a gender perspective, see Enarson, Elaine, 2000. 
Gender and Disasters, Working Paper 1, ILO InFocus Programme on Crisis Response and Reconstruction: 
	http://www.unisdr.org/eng/library/Literature/7566.pdf 
22 Good practices and practical guidelines for gendering disaster risk management are referenced in the on-line Gender and Disaster Sourcebook:
	www.gdnonline.org/sourcebook/index.htm 
23 See SEWA’s website: http://www.sewa.org/insurance/main.asp 
24 See Women’s Participation in Disaster Relief and Recovery, Ayse Yonder with Sengul Ackar and Prema Gopalan. SEEDS pamphlet:
http://www.popcouncil.org/pdfs/seeds/Seeds22.pdf. Also see Making Risky Environments Safer: Women Building Sustainable and Disaster-Resilient
Communities, UN DAW Women 2000 and Beyond series, Enarson, 2005, http://www.un.org/womenwatch/daw/public/w2000.html. 
25 For a discussion from the US see, among others, Enarson, Elaine, 2001. What women do: gendered labor in the Red River Valley flood, 
Environmental Hazards 3/1: 1-18, ,
26 For a discussion from the Oakland/Berkeley fires, see Hoffman, Susanna. 1998. Eve and Adam among the embers: gender patterns after the 
Oakland Berkeley firestorm. Pp. 55-61 in Elaine Enarson and Betty Hearn Morrow (eds.), op.cit.

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